Founded in 1884, Civista Bancshares is the holding company for Civista Bank, a community bank franchise with an established operating model in rural and growth markets.
- Low-cost deposit franchise
- Generating loans and deposits in each of Ohio’s 6 largest MSAs
- Strong Earnings and Expanding Net Interest Margin
- Disciplined underwriting verified with strong credit quality metrics
- Strong capital position
- History of successfully acquisitions that are accretive to earnings
- Experienced management team with a deep bench
- Average banking experience of 30+ years
- Civista Leasing & Finance (CLF) is a national equipment leasing and finance operation with equipment leased in all 50 states
- Use of Loan Production offices to extend footprint reach
- Member Russell 2000 index
Full-Service Banking Organization with Diversified Revenue Streams
- Commercial Banking
- Retail Banking
- Treasury Management
- Wealth Management
- Private Banking
- Mortgage Banking
- Equipment Leasing
History of Civista Bank:
- Established 03/01/1884
- FDIC Insured Since 01/01/1934
- FDIC Cert # 12982
- Primary Regulator: Federal Reserve Board
- Headquarters Address: 100 East Water Street, Sandusky, OH 44870
- Bank Charter Class: State Chartered Banks, member of the Federal Reserve System (FRS)
Date | Description of Event
- 03/01/1884 Institution established. Original name: The Citizens Banking Company.
- 11/17/1939 Institution becomes member of the Federal Reserve System.
- 03/24/1986 Main Office moved to 100 East Water Street, Sandusky, OH 44870.
- 09/01/1987 Bank Reorganized into Holding Company Structure
- 04/01/2002 Acquired The Citizens National Bank of Norwalk in Norwalk, Ohio.
- 01/02/2003 Acquired The Castalia Banking Company in Castalia, Ohio.
- 10/15/2005 Acquired First Citizens Bank in New Washington, Ohio.
- 10/04/2007 Acquired Miami Valley Bank in Lakeview, Ohio as part of a government assisted merger.
- 12/18/2007 Acquired Champaign National Bank in Urbana, Ohio.
- 02/18/2015 Changed Institution Name to Civista Bank.
- 03/07/2015 Acquired The Citizens National Bank of Southwestern Ohio in Dayton, Ohio.
- 09/15/2018 Acquired United Community Bank in Lawrenceburg, Indiana.
- 07/01/2022 Acquired The Henry County Bank in Napoleon, Ohio.
- 10/30/2022 Acquired Vision Financial Group, Inc in Pennsylvania.
- 09/06/2025 Acquired The Farmers Savings Bank in Spencer, Ohio.